Dealer Pay Financial Platform

Streamlined Payments Processing

Accept all payment types: credit, debit, ACH/check, fleet cards, crypto currency, and more, through a single, unified platform. Interchange optimization ensures dealers are always on the best available rate.

DMS & Software Integrations

Dealer Pay integrates directly with leading DMS providers for real-time data exchange. RO and deal data syncs automatically, eliminating manual entry and reducing reconciliation time by up to 50%. GL export automations and auto transaction matching keep accounting clean and audit ready.

Mobile Solutions

Serve customers anywhere on the lot, in the service drive, or for pickup and delivery with WiFi and cellular-enabled mobile payment terminals. Mobile processing brings the transaction to the customer — not the other way around.

Profit Recovery Tools

Recover the revenue you are already earning. Dealer Pay offers fully compliant surcharge (Pay Share) programs and consumer choice/cash discount programs that can reduce credit card processing costs by 75–100%. These tools are built into the platform and require no workflow changes.

Transaction Management

Easily manage transactions during and after the sale. Built-in digital signature capture, refund tools, split payments, and real-time transaction lookup give dealership staff complete visibility and control at every stage of the payment lifecycle.

Send Pay: Text & Email Payments

Send payment request links directly to customers via text or email. Customers complete payment on their own device, reducing friction, speeding up collections, and eliminating the need for customers to be physically present for payment.

Recurring Payments & Customer Vault

Store customer payment data securely and set up recurring billing for service plans, warranties, or other subscription-based offerings. The Account Updater automatically keeps stored cards current, reducing failed payments.

Security & Compliance

Every transaction is protected by enterprise-grade security. Dealer Pay is PCI, FTC, and Surcharge compliant. Features include advanced permissions, digital signatures, secure APIs, built-in fraud detection, chargeback protection, and a Dispute Manager to streamline the response process.

Advanced Reporting & Analytics

Gain real-time clarity across all departments with reconciliation-ready reporting, exception reporting, and smart alerts. Dealers gain a complete financial picture without waiting for end-of-day batch reports. Advanced dashboard analytics (Elite tier) provide deeper consumer and operational insights.

Expert Support & Training

Dealer Pay provides live, onsite implementation support from day one. The experienced implementation team trains staff, configures terminals, and sets up integrations. Ongoing phone support means dealers always have a real person to call — not a ticket queue.

Constant Innovation

Dealer Pay continuously evolves to keep dealers ahead of the curve. Current and upcoming capabilities include Send Pay (text-to-pay), crypto acceptance, AI-driven chargeback management, rewards/loyalty programs, deal identity verification, vendor A/R portals, payables/virtual cards, banking as a service, and self-checkout virtual kiosks.